HARP in Florida

Have you been unable to get traditional refinancing because the value of your home has declined? You may be eligible to refinance through the Home Affordable Refinance Program (HARP). With a HARP refinance, you may qualify for refinancing without an appraisal if your home is eligible for a property inspection waiver.

Common HARP Question: - If I pay my mortgage to a bank can Fannie Mae or Freddie Mac still own my mortgage? Answer: - Yes!

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Florida Community Mortgage offers you the best mortgage tools available on the Internet to easily evaluate your mortgage and obtain detailed information about the finest loan programs available. We are a leading source for low priced mortgages in Florida and our industry leading mortgage professionals are ready to clearly answer all of your questions and guide you through the process of choosing and getting the right loan for your specific needs. learn more about us ...

No Closing Costs Refinancing

A no closing cost mortgage is ideal for homeowners who seek to lower their monthly payments without paying closing costs and without rolling closing costs into the new mortgage. A mortgage with closing costs usually includes title fees, the cost of title insurance, transfer taxes, recording fees, origination fee, lender fees, and other miscellaneous expenses. You can avoid all of these closing costs with Florida Community Mortgage!

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